Financial Aid Opportunities
Helpful Links and Websites
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Work Study and Student Loans
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School Code: G01897
For further Financial Aid information, please contact:
Molly Weber
Student Services Specialist

Financial Wellness and Stewardship Tools

Wartburg Theological Seminary forms valued leaders for God's mission through a worship - centered community of critical theological reflection where learning leads to mission and mission informs learning. We believe that this formation happens in a whole variety of ways and providing tools and resources for financial wellness and stewardship formation is part of our mission.

We are dedicated to increasing personal financial wellness and stewardship formation awareness, tools, and resources. We encourage students, spouses/partners, and families to utilize these tools and resources throughout their seminary career and even after graduation.

Financial wellness is an intricate balance of the mental, spiritual, and physical aspects of money. This unique combination is an ideal to strive towards in our dealings with money. Financial wellness is having an understanding of your financial situation and taking care of it in such a way that you are prepared for financial changes.

Below you will find links, tools, resources, and financial coaching possibilities for your exploration.

Financial Coaching:

Wartburg Theological Seminary (WTS) offers a financial coaching ministry as an opportunity for students to engage in exploring how they steward their personal finances as well as begin to develop positive tools for modeling and engaging in stewardship stories and ministry as leaders in the church. Financial Coaches are trained volunteers who help prepare leaders who are ready to lead and who are confident about their leadership in the church. Students come to WTS with financial situations as diverse as the students themselves. Some have a good sense as to how to manage their money, others have no experience in such matters. Some have no undergraduate debt, others enter with considerable debt. Students who have confidence in their financial situation and who are comfortable talking about faith and finances in their own life are stronger leaders in the congregation in which they serve. Through caring, honest conversation, coaches help students achieve a sense of well-being about money in their own life, which will free the student to be a stronger leader in the church.

When a coach and a student together assess the student's financial life and when the coach helps the student develop and carry out a financial plan, much good will have been accomplished that will last far beyond the years that the student is at WTS. Coaches and students are matched by WTS and then engage in 4 coaching sessions in person, via phone/ Skype or a combination of both.

If you are interested in being matched with a financial coach or learning more about this ministry, please email:

Financial Wellness Tips:

Budget Worksheets and Affordability Calculators

The following tools are available for your use:

Student Spending Tracker Tracking your expenses can be a real eye opener and great first step when it comes to financial planning and healthy stewardship.

Debt Affordability Calculator

Debt Repayment Worksheet

Post Graduation Budget

      Tips from recent Wartburg Seminary graduates for financial success during your first call:
*Links have been reposted with permission from Auburn Seminary's Resources for Theological Student Financial Planning *

Financial Wellness Resources:

Lutheran Social Services Financial Counseling Service Credit Card Repayment Calculator Credit Score Information Smart About Money Portico Thrivent Financial For Lutherans Family Financial Wellness Education Resources:
Play The Great Piggy Bank Adventure online and learn the importance of wise financial planning-while having fun! Designed for kids, this board game is also a good way to get the whole family together for some playful lessons in financial management. Get financial tips and tools, as well as definitions of basic key financial concepts such as goal setting, saving and spending wisely, inflation, asset allocation, and diversification.
Mapping Your Future's Show Me the Future is a financial literacy and life skills game, designed to help 12-20 year olds prepare for their futures. The game helps players understand: cost of living, budgeting, financial planning, career goal setting, and the value of higher education.
The Lemonade Stand Game creates an opportunity for children to make purchasing and pricing decisions while they run their own lemonade stand.

Stewardship Tools:

Stewardship of Life Institute
The Stewardship of Life Institute (SOLI) is devoted to teaching, inspiring, equipping, and challenging Lutherans to live out stewardship as more that just financial support for the church. SOLI is an ELCA-affiliated nonprofit headquartered at Lutheran Theological Seminary at Gettysburg.

Stewardship for the 21st Century
This website contains a wealth of stewardship related resources. There is also available here a weekly stewardship e-mail that is sent to over 4000 subscribers.

Evangelical Lutheran Church in America "Competencies in a Well-formed Stewardship Leader"
The enclosed publication from the Evangelical Lutheran Church in America addresses the question, "What qualities should a stewardship leader have?". Resources related to the "Competencies in a Well-formed Stewardship Leader" are available at

'How Much is Enough? E-book'
The book was produced by Region 9 of the Evangelical Lutheran Church in America/ Lutheran Theological Southern Seminary Council on Stewardship Education.
Editor: Catherine Malotky Contributors: Charles R. Lane, Craig L. Nessan, William O. Avery, Jim Mauney, Stephen Paul Bouman, and Marty E. Stevens

ELCA Wholeness Wheel
The Wholeness Wheel is increasingly used by ELCA individuals and organizations as an important learning and discernment tool. It illustrates that wellness is multi-dimensional — made up of spiritual, vocational, intellectual, emotional, physical, social and financial dimensions of well-being. Spiritual well-being is intertwined with and influences our well-being in all other dimensions.

Recommended Resource:

Nowen, Henri J.M., The Spirituality of Fund-Raising, 2004, Estate of Henri J. M. Nowen. Order at:

Wartburg Theological Seminary
333 Wartburg Place, PO Box 5004, Dubuque, IA 52004-5004
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